a productive day off?!

got some work done on the to do list today... applied for both checking and savings accounts, and passed the initial screening, though i'm still waiting for final approval. wore my tony lamas yesterday... and bought another air purifier. oh, and i just spoke to JSR about my debt, got a payment address, and am shortly sending them about 15% of what i owe them. which means i need to pick up a few more shifts than i'd planned to pay for that plane ticket. so, i can cross a bunch of stuff off of my list. go, me. oh, and yesterday i adjusted my student loan payment to cut it in half, which is no good long term, but in the short term, it's the only way i'll be able to keep up on those payments and still eat away at the VCU/JSR debts, so that i can someday go finish. on a roll... just called VCU, too, which i'd been sort of scared to do. still not sure of the answer to the big question, but i got further instructions and contact info... the Q is, did the debt discharge, or is it like student loans, not eligible? fingers crossed, though i'm mentally prepared to have to pay it. just not financially prepared. next: laundry. baby steps.